Second-Home Buyer Guide To 2700 North Ocean Condos
Wondering whether 2700 North Ocean is the right fit for your Florida second home? If you are looking for an oceanfront condo that feels polished, private, and easy to enjoy from afar, this Singer Island address deserves a close look. Below, you will find what makes the building stand out, what costs to plan for, and how it compares with other luxury towers nearby. Let’s dive in.
2700 North Ocean is located at 2700 North Ocean Drive in Singer Island-Riviera Beach, along the Palm Beach coastline. It is important to describe the location precisely because the property is part of Singer Island rather than West Palm Beach proper. For second-home buyers, that distinction matters when you are researching the lifestyle, the setting, and the nearby attractions.
The building was completed in 2008 and is presented on the official property pages as a stand-alone Ritz-Carlton Residences community that uses the Ritz-Carlton marks under license. In simple terms, this is not a hotel-owned condo-hotel. That can appeal to buyers who want a more residential ownership experience with a luxury service model.
The location also supports more than just beach access. Official property materials highlight proximity to Worth Avenue, The Gardens Mall, Downtown at the Gardens, Palm Beach Island, Wellington, PGA National, and Grassy Waters. If you plan to use your condo seasonally, that gives you a strong home base for dining, shopping, golf, and time outdoors.
For many part-time owners, the big question is simple: will this condo be easy to own when you are not here full time? At 2700 North Ocean, the answer appears to be yes for many buyers, based on the building’s service package and amenity mix. The overall setup feels especially well suited to a lock-and-leave lifestyle.
Core services include valet parking, a 24-hour concierge, and private elevator foyers. Shared spaces include a social room with a catering kitchen and billiard table, a fitness center, a cinema-style screening room, a boardroom and business center, and a library. The building also includes natural-gas and diesel generators, which is a practical feature for owners who value extra continuity and preparedness.
Outdoor amenities are designed around the oceanfront setting. Owners have access to a heated oceanfront lagoon pool, a resort pool, two whirlpool spas, a private poolside restaurant grille, poolside summer kitchens and barbecues, and gated access to 375 feet of beachfront. There is also a chef-maintained herb garden, which adds a distinctive touch to the amenity package.
For seasonal living, optional owner-purchase amenities may be especially useful. These include enclosed private garages, oceanfront cabanas, private guest suites, junior garages for sporting equipment, and air-conditioned storage rooms. If you want space for beach gear, golf equipment, or visiting guests, those options can make ownership more convenient.
Inside the residences, the finish level supports a more turn-key experience. Official property information lists hurricane-resistant sliding doors, Sub-Zero, Wolf, and Miele kitchen appliances, granite and stone surfaces, Italian cabinetry, and large-capacity washer and dryer equipment. For a second-home buyer, that may reduce the amount of updating you would otherwise want to tackle after closing.
That matters because many seasonal buyers want to arrive and enjoy the property right away. A residence with strong baseline finishes can make move-in smoother and shorten the list of immediate projects. If your goal is convenience, 2700 North Ocean checks many of those boxes.
A second home on the oceanfront is as much a lifestyle decision as a financial one. At 2700 North Ocean, the key budgeting takeaway is that monthly and annual carrying costs can vary widely by unit. You should treat each listing as unit-specific rather than assume one building-wide average.
Current public portal snapshots show a large spread in HOA dues. One current listing for unit 306B shows HOA dues of $1,740 per month, while 401A shows $5,629 per month, and 1803A shows $6,168 per month. That is a major range, so reviewing the exact dues for the unit you are considering is essential.
One current listing also states that dues may include common areas, cable TV, building insurance, roof, sewer, security, trash, and water. That helps explain why the monthly number can look high at first glance. In some cases, several recurring ownership costs are bundled together through the HOA.
Here is a simple snapshot of current carry-cost examples based on listing data:
| Unit | Annual Taxes | Monthly HOA | Estimated Annual Total Before Insurance |
|---|---|---|---|
| 306B | $15,204 | $1,740 | $36,084 |
| 401A | $61,504 | $5,629 | $129,052 |
| 1803A | $74,097 | $6,168 | $148,113 |
These examples show why a second-home purchase here requires careful review of both the asking price and the ongoing expense profile. A unit may look attractive at first glance, but your long-term comfort with the annual carrying costs is just as important.
In Palm Beach County, property taxes are calculated from taxable value multiplied by the local millage rate, plus any non-ad valorem assessments. According to the Palm Beach County Tax Collector, tax bills are mailed by November 1 and are payable from November 1 through March 31. Discounts apply for early payment: 4% in November, 3% in December, 2% in January, and 1% in February.
If you are buying a second home, do not assume the seller’s current tax bill will carry over. The Palm Beach County Property Appraiser notes that ownership changes can reset assessed value to just value, and homestead exemption is tied to a permanent residence. Because this is a second-home guide, that is especially important to keep in mind when estimating your future tax bill.
Insurance is another item to verify early. Florida guidance states that a condo unit-owner HO-6 policy covers personal property, some interior items not covered by the association’s master policy, and liability, and it must include at least $2,000 of loss-assessment coverage. Flood insurance is separate, so oceanfront buyers should verify flood-zone status and lender requirements before closing.
A helpful way to evaluate 2700 North Ocean is to compare it with other Singer Island condo options. The clearest takeaway is that 2700 belongs in the premium, high-service tier. It is not positioned like the island’s older, simpler condo stock.
Aquarius is one example of that difference. It was built in 1974, has 18 floors and 110 units, and a current two-bedroom listing shows HOA dues of $1,297 per month. Based on available building information, Aquarius generally sits at a much lower operating-cost level than 2700, but it also offers a different amenity package and overall ownership experience.
Tiara is a closer luxury benchmark, though still different. Built in 1977, it offers features such as a 43rd-floor restaurant, an oceanfront casual restaurant, valet, 24-hour concierge, heated pool, jacuzzi, tennis courts, owners’ lounge, card and billiards rooms, and fitness facilities. Current listings show dues around $1,785 to $1,829 per month for some two-bedroom units and about $2,990 per month for a three-bedroom example, which is often below or near 2700 depending on the line and size.
Amrit Ocean Resort and Residences is a newer resort-style comparator. Its published materials describe 24-hour security and valet, concierge-attended lobbies in each tower, private entry, heated pools, fitness centers, yoga and meditation spaces, social rooms, dog-walk areas, housekeeping and room service, and beach and pool service. Current listing snapshots show HOA examples around $2,736 to $3,420 per month, meaning 2700 can overlap with Amrit at the lower end but run materially higher on larger or more premium lines.
For buyers, that comparison helps frame the decision. If you want lower carrying costs, you may prefer an older or less service-heavy building. If you want a more full-service oceanfront experience with a broad amenity package, 2700 North Ocean is much more competitive in that upper tier.
This building tends to make the most sense for buyers who value convenience, service, and a polished ownership experience. If you are looking for a Singer Island second home that feels easy to lock, leave, and return to, 2700 North Ocean offers many of the ingredients that support that lifestyle. The concierge and valet structure, the private-access features, and the optional storage and garage solutions all strengthen that appeal.
At the same time, this is not a low-carry purchase. You will want to review the exact HOA, taxes, insurance needs, and any optional amenity purchases for the specific residence you are considering. That kind of building-level analysis can make the difference between a good luxury purchase and a great one.
If you are weighing 2700 North Ocean against other Singer Island towers, local building-by-building guidance can save you time and help you focus on the residences that truly match your goals. When you are ready to explore current opportunities or compare options across the island, connect with Kathy Lewellen for informed, concierge-level guidance.
Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact her today.